Terms of Service

Agreement

Acceptance of Terms

By accessing or using the WealthStack platform — including WealthStack Alpha (the monthly subscription service) and The Playbook (a one-time digital product) — you agree to be bound by these Terms of Service. If you do not agree, do not use the service.

WealthStack ("we," "us," or "our") reserves the right to update these terms at any time. Continued use of the platform following any changes constitutes acceptance of the revised terms. Material changes will be communicated to active subscribers by email.

Products

Our Services

WealthStack offers two products:

• WealthStack Alpha — a monthly subscription at $29/month. Membership includes access to monthly macro analysis (Alpha Issues), the Portfolio Allocation Engine, Special Reports, and the WealthStack Playbook PDF.
• The Playbook — a one-time purchase at $7. Provides immediate access to the WealthStack Playbook PDF, a standalone financial framework document.

All products are delivered digitally. There are no physical goods.

Billing

Subscription, Billing, and Cancellation

WealthStack Alpha is billed monthly through Stripe. Your subscription renews automatically on the same day each month unless cancelled. By providing your payment details, you authorize WealthStack to charge your payment method on a recurring monthly basis.

Cancellation: You may cancel your subscription at any time by contacting support@wealthstack.vip. Upon cancellation, your access continues through the end of the current billing period. You will not be charged again after your cancellation is confirmed.

Price changes: WealthStack reserves the right to modify subscription pricing. We will provide at least 30 days advance notice by email before any price increase takes effect. Continued use of the service after the effective date of a price change constitutes acceptance of the new pricing.

Refunds

30-Day Money-Back Guarantee

We stand behind both products with a full 30-day money-back guarantee.

• WealthStack Alpha: If you are not satisfied within the first 30 days of your initial subscription, email support@wealthstack.vip for a full refund of your first payment. No questions asked.
• The Playbook: If you are not satisfied within 30 days of purchase, email support@wealthstack.vip for a full refund. No questions asked.

Refund requests must be submitted within 30 days of the original transaction date. Refunds are processed to the original payment method and may take 5–10 business days to appear, depending on your financial institution.

Disclaimer

Not Financial Advice

All content published by WealthStack — including but not limited to Alpha Issues, Special Reports, the Portfolio Allocation Engine, The Playbook PDF, blog posts, emails, and any other materials — is provided for educational and informational purposes only.

WealthStack content is not:

• Financial advice under any applicable law or regulation
• Investment advice or recommendations to buy, sell, or hold any security
• Personalized financial planning or portfolio management
• Tax advice or legal advice

WealthStack does not guarantee any particular investment outcome. Past performance discussed in our content does not predict future results. All investments carry risk, including the possible loss of principal. Market conditions change and analysis that was accurate at the time of publication may become outdated.

You are solely responsible for evaluating the merits and risks of any investment decision and for consulting with qualified financial, legal, and tax advisors before acting on any information provided through WealthStack.

Liability

Limitation of Liability

To the fullest extent permitted by applicable law, WealthStack and its operators, employees, contractors, and affiliates shall not be liable for:

• Investment losses or missed investment opportunities
• Financial decisions made in reliance on WealthStack content
• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from reliance on information that is inaccurate, incomplete, or outdated

In no event shall WealthStack's total liability to you for any and all claims exceed the total amount paid by you to WealthStack in the 12 months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

Content

Intellectual Property

All content made available through the WealthStack platform — including Alpha Issues, Special Reports, the WealthStack Playbook, written analysis, graphics, tools, and all other materials — is the intellectual property of WealthStack and is protected by copyright law.

© 2026 WealthStack. All rights reserved.

Your purchase of a subscription or product grants you a personal, non-transferable license to access and read the content for your own use. You may not:

• Reproduce, republish, or redistribute any content without prior written permission
• Share your account credentials or provide access to non-subscribers
• Scrape, copy, or create derivative works from WealthStack content
• Use WealthStack content for commercial purposes without written authorization

To request a content license or reproduction permission, contact support@wealthstack.vip.

Service Changes

Modifications and Discontinuation

WealthStack reserves the right to modify, suspend, or discontinue any feature or aspect of the service at any time, with reasonable advance notice to active subscribers where practicable. We will make reasonable efforts to notify subscribers of material changes by email before they take effect.

In the event of service discontinuation, we will provide a pro-rated refund for any prepaid subscription period not yet fulfilled.

Conduct

Acceptable Use

By using WealthStack, you agree not to:

• Use the platform for any unlawful purpose
• Attempt to gain unauthorized access to any portion of the platform or its underlying systems
• Interfere with or disrupt the operation of the platform
• Transmit malicious code, spam, or unauthorized advertising
• Impersonate WealthStack, its operators, or any other person

WealthStack reserves the right to terminate accounts that violate these terms without refund.

Legal

Governing Law and Disputes

These Terms of Service are governed by the laws of the United States. Any disputes arising under these terms shall be resolved in accordance with applicable United States federal and state law.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Privacy

Privacy Policy

Your use of WealthStack is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review it to understand how we collect, use, and protect your personal information.

Contact

Questions and Support

For questions about these Terms of Service, billing inquiries, refund requests, or any other support, contact us at:

support@wealthstack.vip

We aim to respond to all inquiries within 5 business days.